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First Time Homebuyers: Crystal City, Fairfax and Loudoun Virginia home buying, real estate listings, and homes for sale in Fairfax and Loudoun County, VA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Crystal City, Fairfax and Loudoun real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Q	What island was sold to Peter Minuit by the Indians for goods valued at 60 guilders ($24)?
A	Peter Minuit arrived with a group of Dutch settlers in 1626 and purchased what is now known as Manhattan.
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Mohamud Ali, REALTORŽ, real estate agent and broker for Crystal City, Fairfax and Loudoun Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mohamud Ali
Long & Foster Real Estate
1831 Wiehle Ave
Reston, VA 20190
Office: 703 437-3800
Fax: 703 478-2930
Email: mohamudali@NUMBER1EXPERT.com
Mohamud Ali began his first real estate venture working as a property manager with Charles E. Smith Real Estate Companies. After working for the Smith Companies for 12 years, he began managing both Residential and Commercial Properties in Crystal City, Arlington. After his successful ventures, he decided to change gears and began working for Long and Foster in 1998, quickly rising to become one of the most prosperous and leading realtors in the area. He has been awarded with the impressive Top 1% in Nationwide Sales Award, and is in many prestigious clubs including the NVAR Top Producers Club, the 20 Million+ Club, and in 2004, he made it into the prestigious Masters Club. He is also an accredited buyer agent. In one year alone, he grossed over 28 million dollars in sales. For years people have turned to Mohamud Ali, a graduate from BOMI, when the time comes to make a move in Virginia. His deep commitment to the area and its residents show in the way he goes the extra mile to ensure his clients home sale or a purchase be a successful one. At the end of the transaction with Mohamud, clients agree it's his genuine caring of their needs that make him one of the top agents in his area and top 1% nationwide. He is married to his lovely wife Amal, a general dentist who owns the successful Diamond Dental Care, and has three children, Farrah, Zachary, and Hannah. Mohamud's slogan is: "I Never Stop Working for You!

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NUMBER1EXPERT™ in real estate for Crystal City, Fairfax and Loudoun, Virginia

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